.tj{--tj-navy: #141d33;--tj-navy-2: #1b2744;--tj-ink: #1a1a2e;--tj-gold: #c4a35a;--tj-gold-ink: #9a7a32;--tj-paper: #fbfaf6;--tj-sand: #f1eee7;--tj-rule: #e2ddd0;--tj-mute: #5d5d6e;background:var(--tj-paper);color:var(--tj-ink)}.tj-wrap{max-width:1140px;margin:0 auto;padding:0 24px}.tj-top{position:absolute;top:0;left:0;right:0;z-index:10}.tj-top .tj-wrap{display:flex;justify-content:space-between;align-items:center;height:84px}.tj-logo{font-family:var(--font-heading);font-size:1.3rem;color:#fff;text-decoration:none}.tj-logo span{color:var(--tj-gold)}.tj-top__right{display:flex;align-items:center;gap:14px}.tj-top .lang-toggle__selected{background:transparent;border-color:#ffffff40}.tj-btn{display:inline-flex;align-items:center;justify-content:center;font-family:var(--font-body);font-weight:600;font-size:.92rem;letter-spacing:.01em;border-radius:2px;padding:16px 28px;text-decoration:none;border:1px solid transparent;cursor:pointer;transition:background .2s ease,color .2s ease,border-color .2s ease}.tj-btn--gold{background:var(--tj-gold);color:var(--tj-navy)}.tj-btn--gold:hover{background:#d3b56f}.tj-btn--ghost{color:#fff;border-color:#ffffff47;background:transparent}.tj-btn--ghost:hover{border-color:var(--tj-gold);color:var(--tj-gold)}.tj-btn--line{color:#fff;border-color:#c4a35a99;background:transparent}.tj-btn--line:hover{background:var(--tj-gold);color:var(--tj-navy)}.tj-btn--navy{background:var(--tj-navy);color:#fff}.tj-btn--navy:hover{background:var(--tj-navy-2)}.tj-btn--small{padding:10px 18px;font-size:.82rem}.tj-hero{background:radial-gradient(900px 520px at 85% 10%,rgba(196,163,90,.1),transparent 60%),linear-gradient(180deg,var(--tj-navy) 0%,#111a2e 100%);color:#fff;padding:168px 0 120px;position:relative;overflow:hidden}.tj-hero__grid{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(0,.85fr);gap:72px;align-items:center}.tj-eyebrow{display:flex;align-items:center;gap:14px;font-size:.72rem;letter-spacing:.24em;text-transform:uppercase;color:var(--tj-gold);font-weight:600;margin-bottom:26px}.tj-eyebrow:before{content:"";width:36px;height:1px;background:var(--tj-gold)}.tj-h1{font-family:var(--font-heading);font-size:clamp(2.2rem,4.4vw,3.55rem);line-height:1.1;font-weight:700;text-wrap:balance}.tj-h1 em{display:block;font-family:var(--font-accent);font-style:italic;font-weight:500;color:var(--tj-gold);font-size:1.08em;margin-top:4px}.tj-sub{margin-top:28px;font-size:1.1rem;line-height:1.75;color:#ffffffc2;max-width:560px}.tj-actions{display:flex;flex-wrap:wrap;gap:14px;margin-top:38px}.tj-doc{background:var(--tj-paper);color:var(--tj-ink);padding:34px 34px 26px;box-shadow:0 50px 100px #00000073,0 0 0 1px #ffffff0a;position:relative}.tj-doc:before{content:"";position:absolute;top:10px;right:10px;bottom:10px;left:10px;border:1px solid var(--tj-rule);pointer-events:none}.tj-doc__head{display:flex;justify-content:space-between;align-items:center;padding-bottom:14px;border-bottom:1px solid var(--tj-ink)}.tj-doc__kicker{font-family:var(--font-heading);font-size:1rem}.tj-doc__tag{font-size:.6rem;letter-spacing:.2em;text-transform:uppercase;font-weight:700;color:var(--tj-gold-ink)}.tj-doc__title{font-family:var(--font-accent);font-style:italic;font-size:1.35rem;color:var(--tj-mute);margin:16px 0 6px}.tj-doc__list{list-style:none;margin:0;padding:0}.tj-doc__row{display:grid;grid-template-columns:34px minmax(0,1fr);gap:10px;padding:11px 0;border-bottom:1px solid var(--tj-rule)}.tj-doc__row:last-child{border-bottom:0}.tj-doc__n{font-family:var(--font-heading);color:var(--tj-gold-ink);font-size:.9rem;padding-top:1px}.tj-doc__row b{display:block;font-family:var(--font-heading);font-weight:600;font-size:.98rem;margin-bottom:2px}.tj-doc__row p{font-size:.84rem;line-height:1.5;color:var(--tj-mute)}.tj-sec{padding:112px 0}.tj-sec--paper{background:var(--tj-paper)}.tj-sec--sand{background:var(--tj-sand)}.tj-sec--navy{background:var(--tj-navy);color:#fff}.tj-label{font-size:.72rem;letter-spacing:.24em;text-transform:uppercase;color:var(--tj-gold-ink);font-weight:700;margin-bottom:16px;text-align:center}.tj-sec--navy .tj-label{color:var(--tj-gold)}.tj-label--left{text-align:left}.tj-h2{font-family:var(--font-heading);font-size:clamp(1.75rem,3.1vw,2.5rem);line-height:1.2;text-align:center;max-width:820px;margin:0 auto;text-wrap:balance;color:var(--tj-navy)}.tj-sec--navy .tj-h2{color:#fff}.tj-h2--left{text-align:left;margin:0}.tj-q__list{list-style:none;padding:0;margin:60px auto 0;max-width:1000px;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));column-gap:56px}.tj-q__item{display:grid;grid-template-columns:28px minmax(0,1fr);gap:6px;padding:24px 0;border-top:1px solid var(--tj-rule)}.tj-q__mark{font-family:var(--font-accent);font-size:2rem;line-height:1;color:var(--tj-gold)}.tj-q__item p{font-family:var(--font-accent);font-style:italic;font-size:1.42rem;line-height:1.4;color:var(--tj-navy)}.tj-q__answer{max-width:720px;margin:56px auto 0;text-align:center;font-size:1.12rem;line-height:1.8;color:var(--tj-mute);padding-top:40px;position:relative}.tj-q__answer:before{content:"";position:absolute;top:0;left:50%;width:40px;height:1px;background:var(--tj-gold);transform:translate(-50%)}.tj-conv__grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0;margin-top:64px;border-top:1px solid rgba(255,255,255,.12)}.tj-conv__item{padding:40px 44px 40px 0;border-bottom:1px solid rgba(255,255,255,.12)}.tj-conv__item:nth-child(2n){padding:40px 0 40px 44px;border-left:1px solid rgba(255,255,255,.12)}.tj-conv__n{display:block;font-family:var(--font-accent);font-size:1.1rem;color:var(--tj-gold);letter-spacing:.1em;margin-bottom:14px}.tj-conv__item h3{font-family:var(--font-heading);font-size:1.4rem;line-height:1.3;margin-bottom:12px}.tj-conv__item p{color:#ffffffb8;font-size:1.02rem;line-height:1.75}.tj-conv__note{max-width:760px;margin:56px auto 0;text-align:center;font-family:var(--font-accent);font-style:italic;font-size:1.45rem;line-height:1.5;color:#fff}.tj-how{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);gap:80px;align-items:start}.tj-how__head{position:sticky;top:40px}.tj-how__head .tj-btn{margin-top:34px}.tj-steps{list-style:none;margin:0;padding:0;position:relative}.tj-steps:before{content:"";position:absolute;left:7px;top:12px;bottom:12px;width:1px;background:var(--tj-rule)}.tj-step{display:grid;grid-template-columns:15px minmax(0,1fr);gap:30px;padding-bottom:46px;position:relative}.tj-step:last-child{padding-bottom:0}.tj-step__dot{width:15px;height:15px;border-radius:50%;background:var(--tj-navy);border:3px solid var(--tj-paper);box-shadow:0 0 0 1px var(--tj-navy);margin-top:4px}.tj-step--option .tj-step__dot{background:var(--tj-paper);box-shadow:0 0 0 1px var(--tj-gold-ink)}.tj-step__k{font-size:.7rem;letter-spacing:.2em;text-transform:uppercase;font-weight:700;color:var(--tj-gold-ink);margin-bottom:8px}.tj-step h3{font-family:var(--font-heading);font-size:1.5rem;color:var(--tj-navy);margin-bottom:10px}.tj-step__d{color:var(--tj-mute);font-size:1.04rem;line-height:1.75}.tj-step--option h3{font-style:italic}.tj-next__inner{max-width:760px;text-align:center}.tj-next__text{color:#ffffffbd;font-size:1.1rem;line-height:1.8;margin:22px 0 34px}.tj-about{display:grid;grid-template-columns:320px minmax(0,1fr);gap:72px;align-items:center;max-width:980px;margin:0 auto}.tj-about img{width:100%;display:block;filter:grayscale(.15);box-shadow:18px 18px 0 -1px var(--tj-paper),18px 18px 0 0 var(--tj-gold)}.tj-about p{color:#45455a;font-size:1.06rem;line-height:1.8;margin-top:16px}.tj-about p.tj-label{margin-top:0;font-size:.72rem;color:var(--tj-gold-ink)}.tj-about__sign{font-family:var(--font-accent);font-style:italic;font-size:1.3rem!important;color:var(--tj-navy)!important}.tj-badges{display:flex;gap:8px;flex-wrap:wrap;margin-top:18px}.tj-badges span{font-size:.78rem;padding:6px 12px;border:1px solid #d6cfbd;color:var(--tj-navy)}.tj-badges em{font-style:normal;color:#8a8a99;margin-left:5px}.tj-frame-sec{padding:88px 0}.tj-frame{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));margin-top:36px;border-top:1px solid var(--tj-ink)}.tj-frame__item{padding:26px 24px 0 0}.tj-frame__item+.tj-frame__item{padding-left:24px;border-left:1px solid var(--tj-rule)}.tj-frame__item h3{font-family:var(--font-heading);font-size:1.12rem;color:var(--tj-navy);margin-bottom:8px}.tj-frame__item p{color:var(--tj-mute);font-size:.95rem;line-height:1.6}.tj-faq{max-width:820px;margin:48px auto 0}.tj-faq details{border-top:1px solid #d9d3c4;padding:22px 0}.tj-faq details:last-child{border-bottom:1px solid #d9d3c4}.tj-faq summary{cursor:pointer;list-style:none;font-family:var(--font-heading);font-size:1.18rem;color:var(--tj-navy);display:flex;justify-content:space-between;gap:16px}.tj-faq summary::-webkit-details-marker{display:none}.tj-faq summary:after{content:"+";color:var(--tj-gold-ink);font-family:var(--font-body);font-size:1.4rem;line-height:1}.tj-faq details[open] summary:after{content:"–"}.tj-faq p{margin-top:12px;color:var(--tj-mute);line-height:1.75}.tj-final{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:72px;align-items:start}.tj-final .tj-h2{font-size:clamp(2rem,3.6vw,2.9rem)}.tj-final__sub{color:#ffffffbd;font-size:1.1rem;line-height:1.75;margin-top:20px}.tj-final__list{list-style:none;padding:0;margin:30px 0 0;border-top:1px solid rgba(255,255,255,.12)}.tj-final__list li{padding:13px 0 13px 26px;position:relative;color:#fffc;border-bottom:1px solid rgba(255,255,255,.12);font-size:.95rem}.tj-final__list li:before{content:"";position:absolute;left:2px;top:21px;width:10px;height:1px;background:var(--tj-gold)}.tj-form{background:var(--tj-paper);padding:36px;box-shadow:0 30px 70px #00000059}.tj-form .form-group{margin-bottom:16px}.tj-form label{display:block;font-size:.74rem;letter-spacing:.06em;text-transform:uppercase;font-weight:600;color:var(--tj-mute);margin-bottom:7px}.tj-form input,.tj-form textarea{width:100%;border:1px solid #d6cfbd;border-radius:0;padding:13px 14px;font:inherit;font-size:.98rem;background:#fff;color:var(--tj-ink)}.tj-form textarea{min-height:120px;resize:vertical}.tj-form input:focus,.tj-form textarea:focus{outline:none;border-color:var(--tj-gold-ink)}.tj-form .tj-btn{width:100%;margin-top:10px}.tj-form .form-notice{font-size:.74rem;color:#8a8a99;margin-top:14px;line-height:1.5}.tj-form .form-notice a{color:var(--tj-navy)}.tj-form .form-row{display:grid;grid-template-columns:1fr 1fr;gap:18px}.tj-sticky{display:none}@media(max-width:960px){.tj-hero{padding:128px 0 84px}.tj-hero__grid,.tj-how,.tj-final,.tj-about{grid-template-columns:1fr;gap:48px}.tj-how__head{position:static}.tj-q__list,.tj-conv__grid{grid-template-columns:1fr}.tj-conv__item,.tj-conv__item:nth-child(2n){padding:32px 0;border-left:0}.tj-frame{grid-template-columns:repeat(2,minmax(0,1fr))}.tj-frame__item,.tj-frame__item+.tj-frame__item{padding:22px 16px 22px 0;border-left:0;border-bottom:1px solid var(--tj-rule)}.tj-about img{max-width:260px}.tj-sec{padding:76px 0}}@media(max-width:640px){.tj-wrap{padding:0 16px}.tj-top__right .tj-btn{display:none}.tj-doc{padding:26px 22px 18px}.tj-q__item p,.tj-conv__note{font-size:1.25rem}.tj-frame{grid-template-columns:1fr}.tj-form{padding:26px 20px}.tj-form .form-row{grid-template-columns:1fr;gap:0}.tj-actions .tj-btn{width:100%}.tj-sticky{display:block;position:fixed;left:12px;right:12px;bottom:12px;z-index:50;box-shadow:0 12px 30px #0000004d}.tj-sticky .tj-btn{width:100%}.tj-sticky--js{opacity:0;transform:translateY(16px);pointer-events:none;transition:opacity .25s ease,transform .25s ease}.tj-sticky--js.tj-sticky--on{opacity:1;transform:none;pointer-events:auto}.tj-final-sec{padding-bottom:110px}}